Enjoy complete freedom for your business transactions with three flexible variants, allowing customers to choose the one that best suits their business needs. Benefit from no AMB non-maintenance charges for the first year and high cash deposit limits, ensuring hassle-free banking from day one.
Freedom Current Account Variants – Feature Comparison:
| Features | Freedom Current Account Blue | Freedom Current Account Silver | Freedom Current Account Gold |
| Average Monthly Balance (AMB) | ₹ 10,000 | ₹ 25,000 | ₹ 50,000 |
| Net / Mobile Banking Trxn Limit (per day) | ₹ 1 - ₹ 10 Lakh | ₹ 1 - ₹ 10 Lakh | ₹ 2 Lakh - ₹ 25 Lakh |
| Cash Deposit Limit at Branch (Free Limit)* | Up to ₹2 Lakhs p.m. | Up to ₹7.5 Lakhs p.m | Up to ₹15 Lakhs p.m. |
| Debit Card Issuance | Rupay Classic | Rupay Classic | Rupay Platinum |
| ATM Cash Withdrawal Limit (per day) | ₹ 40,000 | ₹ 40,000 | ₹ 75,000 |
| POS Transaction Limit (per day) | ₹1 Lakh | ₹1 Lakh | ₹3 Lakh |
| Free ATM Withdrawals at Non‑CSB ATMs (per month) | NIL | 3 transactions | 5 transactions |
| NEFT / RTGS Trxns Through Branch | Standard charges applicable | NEFT - 25 free p.m. RTGS - 50 free p.m. |
NEFT - 50 free p.m. RTGS - 100 free p.m. |
| Cheque Book Leaves Issuance (Free) | 10 leaves | Upto 20 Chq leaves p.m. | Upto 50 Chq leaves p.m. |
| Demand Draft (DD) | Standard charges applicable | 3 free instruments p.m. | 5 free instruments p.m. |
| Locker Rental Discount | Not applicable | 20% discount on one locker** | 30% discount on one locker** |
| Personal Accident Insurance Cover | Nil | Nil | ₹2 Lakhs |
| Airport Lounge Access- Complimentary | Nil | Nil | 1/Qtr - Domestic |
*Cash Deposit Limit as provided per month or 10× of previous month’s AMB (whichever is higher)
**Locker Rental Discount - Freedom CA Silver: 20% off on Small, Medium & Large, Freedom CA Gold: 30% off on Small, Medium & Large. 20% off on Extra‑Large locker
Click here for more details on service charges.
*T&C :
- AMB non-maintenance charges will be applicable second year onwards
- Cash deposit limit is linked with AMB maintained in previous month
FAQs
No. This account requires you to maintain an Average Monthly Balance (AMB) of ₹10,000 / ₹25,000 / ₹50,000, depending on the variant chosen. While the penalty for not maintaining the AMB is waived in the first year, standard AMB non‑maintenance charges will be applicable from the second year onwards.
Yes, an IP funding is mandatory required at the time of account opening.
Yes, you can request a switch based on your business volume or specific requirements.
Any business entity like:
- Proprietorship
- Partnership
- LLP
- Company
- Professionals (Doctors, CAs, Lawyers, Consultants)
- New start-ups
All subject to standard KYC and business proof.
- Freedom CA 10K (Blue) → AMB 10,000
- Freedom CA 25K (Silver) → AMB 25,000
- Freedom CA 50K (Gold) → AMB 50,000
Each variant has different limits and benefits.
It depends on the variant:
- 10K (Blue) Variant: ₹2 lakh/month OR 10× previous AMB, whichever is higher. (max 20 lakh)
- 25K (Silver) Variant: ₹7.5 lakh/month OR 10× previous AMB, whichever is higher. (max 30 lakh)
- 50K (Gold) Variant: ₹15 lakh/month OR 15× previous AMB, whichever is higher. (max 50 lakh)
The default debit card will be issued free of cost.
- Freedom CA 10K (Blue) and Freedom CA 25K (Silver) → Rupay Classic (Default)
• ATM: ₹40,000/day
• POS: ₹1,00,000/day
- Freedom CA 50K (Gold) → Rupay Platinum (Default)
• ATM: ₹75,000/day
• POS: ₹3,00,000/day
