- For traders, businessmen, corporate bodies, etc. who operate their accounts frequently
- Minimum amount for opening an account is Rs.5,000/- in Metro branches, Rs 3,000/- in Urban branches, Rs 2,000/- in Semi-urban branches and Rs 1,000/- in Rural branches...
Features
- Standing instructions of the account holder with regard to payment of premium, rent, etc. are accepted and acted upon promptly
- Cheques, Drafts, pension, dividend warrants, etc. are accepted and collected for credit to the account
- Account can be transferred to any other branch of the bank, free of charge.
- Multicity cheque book facility
- ATM cum Debit card facility
- Free Internet/Mobile banking facility
- RTGS/NEFT Facility
- Any Branch Banking (ABB) facility
- Doorstep Banking Facility
- Point of Sale (POS) terminals
Any Branch Banking (ABB) Facility is available to customers on registration. Eligibility criteria and benefits available for various category of customers are as follows
Account Type
| Account Type | SILVER | GOLD | DIAMOND | PLATINUM |
|---|---|---|---|---|
| Minimum balance (Rs) | 20,000 | 50,000 | 1,00,000 | 5,00,000 |
| Penalty for non maintainance of minimum balance (Rs) | 250 | 250 | 500 | 500 |
| Free limits per month | SILVER | GOLD | DIAMOND | PLATINUM |
|---|---|---|---|---|
| Cash Withdrawal (Rs) | 1,00,000 | 2,00,000 | 5,00,000 | 25,00,000 |
| Cash Deposits (Rs) | 1,00,000 | 2,00,000 | 5,00,000 | 25,00,000 |
| Fund Transfer (Rs) | 3,00,000 | 10,00,000 | 20,00,000 | unlimited |
| At Par Facility (Rs) | 3,00,000 | 10,00,000 | 20,00,000 | unlimited |
| Collection of cheques (Rs) | 3,00,000 | 10,00,000 | 20,00,000 | unlimited |
| Total limits (Rs) | 11,00,000 | 34,00,000 | 74,00,000 | unlimited |
Charges for usage in excess of free limits will be
- All cash transactions - Re.1/- per thousand, subject to a minimum of Rs.25/-
- All transfer transactions - Rs.5/- per lakh
